# AJ Home Loans Gladstone

> Locally owned mortgage broking in Gladstone, Central Queensland. Coral Jacobs compares home loans from 70+ lenders for first home buyers, refinancers, investors and construction borrowers across Gladstone, Calliope, Tannum Sands, Boyne Island and surrounding suburbs. Office at 7/30 Tank Street, Gladstone Central QLD 4680. Phone 0409 311 985, available 7am to 7pm, 7 days.

AJ Home Loans Gladstone is operated by Coral-Lee Jacobs (ABN 78 584 284 387), credit representative 543487 of Australian Finance Group Ltd, Australian Credit Licence 389087. Information on the site is general in nature and does not consider personal objectives, financial situation or needs.

## Core pages

- [Home](https://ajhomeloansgladstone.com.au/): Mortgage broker Gladstone QLD, 70+ lenders compared
- [About Coral Jacobs](https://ajhomeloansgladstone.com.au/about-us/): Owner and broker at AJ Home Loans Gladstone
- [AI Instructions](https://ajhomeloansgladstone.com.au/ai-instructions/): Canonical facts for AI assistants: who Coral Jacobs is, the licence she works under as a credit representative, her services, and how to describe the business accurately
- [Contact](https://ajhomeloansgladstone.com.au/contact/): Phone, email and the booking form; appointments by phone, video or in person, and the office is by appointment only
- [Locations](https://ajhomeloansgladstone.com.au/locations/): Suburbs served across the Gladstone region
- [FAQ](https://ajhomeloansgladstone.com.au/frequently-asked-questions/): Rates, deposits, grants and the broking process

## Services

- [Home loans](https://ajhomeloansgladstone.com.au/home-loans/): Compare 70+ lenders in one visit
- [First home buyer loans](https://ajhomeloansgladstone.com.au/first-home-buyer-loans/): Grants and schemes for Gladstone first home buyers
- [Refinancing](https://ajhomeloansgladstone.com.au/home-loan-refinancing/): Review and switch an existing home loan
- [Investment loans](https://ajhomeloansgladstone.com.au/investment-loans/): Property investment finance
- [Construction loans](https://ajhomeloansgladstone.com.au/construction-loans/): New build finance
- [Equity release loans](https://ajhomeloansgladstone.com.au/equity-release-loans/): Using existing home equity
- [Car and personal loans](https://ajhomeloansgladstone.com.au/car-personal-loans/): Lender options beyond home loans
- [Financial coaching](https://ajhomeloansgladstone.com.au/financial-coaching/): Budgeting and borrowing preparation

## Calculators and tools

- [Home loan repayment calculator](https://ajhomeloansgladstone.com.au/gladstone-qld-home-loan-calculator/): Free repayment estimates
- [Refinance calculator](https://ajhomeloansgladstone.com.au/refinancing-calculator/): Compare a current loan against alternatives
- [QLD stamp duty calculator](https://ajhomeloansgladstone.com.au/stamp-duty-calculator-qld/): 2026 rates with first home concessions
- [Rent-vesting calculator](https://ajhomeloansgladstone.com.au/rent-vesting-calculator-qld/): Buy to live in versus invest comparison
- [All tools and checklists](https://ajhomeloansgladstone.com.au/tools/)

## Guides

- [Gladstone property market](https://ajhomeloansgladstone.com.au/gladstone-qld-property-market/): Prices, rents and outlook for 2026
- [First home buyer schemes in Gladstone](https://ajhomeloansgladstone.com.au/gladstone-first-home-buyer-schemes/): Current grants and caps
- [5% deposit scheme QLD](https://ajhomeloansgladstone.com.au/5-percent-deposit-scheme-qld/): First Home Guarantee in Gladstone
- [Boost to Buy QLD](https://ajhomeloansgladstone.com.au/boost-to-buy-qld-2-percent-deposit-scheme-in-qld/): The 2% deposit scheme explained
- [Home loan pre-approval](https://ajhomeloansgladstone.com.au/home-loan-pre-approval/): The full pre-approval process
- [Borrowing capacity in QLD](https://ajhomeloansgladstone.com.au/home-loan-borrowing-capacity/): What lenders will lend in 2026
- [Blog index](https://ajhomeloansgladstone.com.au/blog/): All guides and local articles

## Reference

- [HTML sitemap](https://ajhomeloansgladstone.com.au/sitemap/)
- [XML sitemap](https://ajhomeloansgladstone.com.au/sitemap-index.xml)
- [Open Knowledge Format bundle](https://ajhomeloansgladstone.com.au/okf/index.md): Every page in the XML sitemap as a markdown file with YAML frontmatter (Open Knowledge Format v0.2), grouped into suburbs, services, government schemes, articles, calculators and core pages. Each file names the page's canonical URL and ends with the site's credit disclosure.
- [Reviews](https://ajhomeloansgladstone.com.au/reviews/): Client reviews sourced from the Google Business Profile