Stamp Duty Calculator Qld

Queensland Stamp Duty Calculator 2025 | AJ Home Loans Gladstone

🏠 Queensland Stamp Duty Calculator 2025

Calculate your Queensland stamp duty costs with current 2025 rates and exemptions

⚑ Updated for 2025: New first home buyer full exemption for new building contracts from 1 May 2025

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πŸ“Š Calculation Results

Enter your property details to calculate stamp duty costs

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⚠️ Important Disclaimer: This calculator is provided for free by AJ Home Loans Gladstone and provides estimates based on current Queensland property data and average Australian mortgage rates. Results are for indicative purposes only. Actual loan terms, rates, and fees may vary. Property data sourced from CoreLogic and local real estate reports (2024-2025). Current average rates reflect RBA decisions as of June 2025. Please consult with a qualified mortgage broker or financial advisor for personalised advice.

* LMI exemptions may apply! Some FHB & medical employees are exempt from paying it or pay a reduced cost. Please contact us to find out more.

Understanding Your Property Purchase Costs with Our Queensland Stamp Duty Calculator

Purchasing property in Queensland involves more than just the purchase priceβ€”stamp duty and government fees can add tens of thousands to your total costs. Our comprehensive stamp duty calculator helps Gladstone and Queensland property buyers understand exactly what they’ll need to budget for their property purchase.

Whether you’re buying an established home, new construction, or vacant land, this tool calculates all the associated costs, including stamp duty, transfer fees, mortgage registration, and foreign buyer surcharge where applicable. Understanding these upfront costs is crucial when planning your property purchase and determining how much you can afford to borrow through our home loan services.

For first home buyers, this calculator is particularly valuable, as it incorporates Queensland’s generous first home buyer exemptions and concessions that can save you thousands of dollars.

The 2025 updates include the new full stamp duty exemption for first home buyers, potentially saving up to $30,000 on your property purchase. To qualify, you must be purchasing one of these property types:

β€’ New homes that have never been lived in – This includes newly constructed houses that are complete but have never had anyone live in them, even if they were built months or years ago

β€’ New building contracts – When you’re signing a contract to have a new home built on land, including house and land packages where construction hasn’t started yet

β€’ Vacant land – Undeveloped blocks where you plan to build your first home

Important: The exemption does NOT apply to established homes (houses where someone has previously lived), even if you’re a first home buyer. The property must be genuinely “new” – either never occupied, currently under construction, or vacant land ready for building.

Combined with our specialised first home buyer loans, these savings can significantly improve your purchasing power and help you enter the property market sooner. By understanding your total costs upfront, you can make informed decisions about your property budget and ensure you’re maximising all available concessions and exemptions.