Our Mortgage & Finance Services
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First Home Buyers
I’ll guide you through the exciting (and sometimes confusing) process of buying your first home. From pre-approval to settlement, I’m with you every step of the way. We can discuss credit assessment, credit history, and available First-time home buyer grant pathways where applicable.
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Investment Loans
Looking to grow your wealth through property? I’ll help you find investment loan options that suit your strategy and situation, including cash flow considerations, depreciation, and tax impacts in consultation with your adviser.
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Gladstone Home Loans
Access a broad range of home loan options from leading lenders. Whether you’re upgrading, downsizing, or relocating, I’ll help you secure the best loan for your needs and explain fees, valuation processes, and insurance options.
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Refinancing
Find a better deal, consolidate debt, or free up equity with refinancing solutions tailored to your goals. We review interest rate competitiveness, capital needs, and long term wealth plans.
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Car & Personal Loans
Finance for your next car or personal purchase, with options compared across lenders. I’ll handle the legwork so you can focus on what matters.
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Equity Release Loans
Tap into the value of your property to fund new projects, investments, or personal goals, the right way.
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Construction Loans
Building a new home? I’ll ensure you have the right loan structure in place to support your build from start to finish, including staged drawdowns and lender valuation steps.
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Financial Coaching
More than just loans: I provide financial coaching to help you master your money, budget effectively, and plan for a brighter financial future. We can also discuss basic bookkeeping hygiene for households and sole traders.
What Is a Mortgage Broker, and How Coral Works in Gladstone
A broker is more than just a middleman between you and the banks. The right home loan broker helps you compare dozens of lenders, secure interest rate options that match your profile, and handle all the paperwork so you can focus on finding the right home. In Australia, brokers are legally required to act in your best interests, giving you confidence that the advice you’re getting is tailored to you, not the lender. Coral holds herself to that same standard ethically, not just legally, so you can trust the recommendation is right for you.
Where appropriate, we can collaborate with your financial adviser and accountant to align loan structure with long term goals.
There’s no bad time to speak with a broker. Whether you’re at the very start of your journey, have already found the perfect property in Gladstone, Calliope, or Boyne Island, want to unlock equity from your existing home, or simply want to check if there’s a better deal than your current mortgage loan, getting professional guidance can help you compare the options properly.
After 20+ years living and working in Gladstone, Coral Jacobs has helped countless local families secure home loans that truly fit their needs. From first-home buyers to refinancing, construction, and investment loans, she knows the local market inside out.
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Family-First Approach
I give the same advice I would give my own children. Whether it’s your first home loan or your fifth investment property, I ensure you understand every step of the loan process and that the solution truly fits your needs.
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Proud Local With Deep Community Roots
I live, work, and raise my family right here in Gladstone. I understand the complex property market across Greater Central Queensland, including Calliope, Tannum Sands, Boyne Island, and surrounding areas.
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Accessible & Flexible Service
Life is busy: I get it. That’s why I offer appointments 7 days a week from 7am to 7pm. Whether you prefer in-person, phone, or video consultations, I’ll work around your schedule.
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Your Options. Your Choice.
Sometimes the right option isn’t the one you expected. I’ll explain all the options available to you, including the pros and cons, and tell you what I believe makes the most sense for your situation, so you can choose what feels right for you.
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More Than Just Lending
My experience goes well beyond home loans. From budgeting and money coaching to business planning and strategy, I can help you work through the numbers, understand your options and find a practical way forward.
What Gladstone clients say.
Coral was absolutely amazing! She was very friendly and professional. She did a fantastic job and help us purchase our first home. We feel that she went above and beyond for us and we would 100% reccomend her to anyone!
Local across the Gladstone region.
Based in Gladstone Central, we welcome clients by appointment and proudly serve South Gladstone, West Gladstone , Calliope , Tannum Sands, Barney Point , Toolooa , Boyne Island, and the Greater Central Queensland region near you .
Median sold price, median weekly rent and gross rental yield for houses, from realestate.com.au suburb profiles for the 12 months to June 2026, read on 27 July 2026. A median is the middle of past sales, not the price of any particular property. Figures vary between providers and they move, so confirm current sales and stock before relying on them. More context in our Gladstone real estate market report.