Your Local Mortgage Broker & Home Loan Specialist — Greater Gladstone
From Gladstone Central to Tannum Sands, Boyne Island, Calliope, and beyond — finding the right loan shouldn’t feel like guesswork. Whether you’re buying, refinancing, building, or investing across the region, we’re here to make the process straightforward.
I’m Coral Jacobs, founder of AJ Home Loans Gladstone. I’ve proudly called Gladstone home for over 20 years and I serve clients right across the Greater Gladstone region — from the city to the coast and out into Central Queensland. Every client gets honest, grounded advice with their best interests at heart.
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Areas We Service
We work with clients across Gladstone and the surrounding region. If you’re in one of these areas — or nearby — we’d love to help.
Gladstone Central & Suburbs
- Gladstone Central
- West Gladstone
- South Gladstone
- Barney Point
- Toolooa
- Kin Kora
- Telina
- Clinton
- Kirkwood
- Glen Eden
- Sun Valley
- New Auckland
- Callemondah
- Byellee
- River Ranch
- Caliope
Not sure if we cover your area? Find out here
Coastal & Regional Areas
- Tannum Sands
- Boyne Island
- Mount Larcom
- Wurdong Heights
- Yarwun
If you live in any of these locations — or in nearby areas not listed — we’d love to assist you.
How We Help
We offer a full range of finance services to Greater Gladstone residents — from first home purchases to ongoing financial coaching.
Home Loans
Whether you’re buying your first place or making your next move, the loan structure matters as much as the rate. We compare options across 70+ lenders and handle the process end to end — from application to settlement — so you’re not doing this alone.
First Home Buyer Loans
There’s a lot to navigate as a first-time buyer — grants, schemes, borrowing capacity, pre-approval. We walk you through it all in plain language so you understand exactly where you stand before you start making offers. The Gladstone property market moves, and being pre-approved means you can move with it.
Investment Loans
Smart investment finance isn’t just about the interest rate — it’s about how the loan is structured to protect your cash flow and support your next purchase. Whether you’re buying your first rental or building a portfolio across Central Queensland, we work through the numbers with you.
Home Loan Refinancing
If your current loan is more than two years old and hasn’t been reviewed, you may be paying more than you need to. We’ll take a look at what you’re on, compare it against what’s available, and give you an honest picture of whether refinancing makes sense for your situation.
Construction Loans
Building has its own finance requirements — staged drawdowns, progress inspections, lender timelines. We’ve worked through this with plenty of Gladstone builds and know how to keep the finance side from slowing your project down.
Equity Release
If you’ve built equity in your home, it may be possible to access it for renovations, debt consolidation, or other financial goals. We’ll walk you through how much you could access, what it would cost, and whether the structure makes sense for where you’re heading.
This is general information only and does not constitute financial advice. Eligibility will depend on your individual circumstances.
Car & Personal Loans
We compare options across multiple lenders for car finance and personal loans — no dealership markups, no bank loyalty tax. If there’s a better option available, we’ll find it.
Money Coaching
Sometimes the loan isn’t the issue — it’s the financial picture around it. Our money coaching sessions give you clarity on your full position: budgeting, debt, savings goals, and a clear plan going forward. If you want the loan to work long-term, it helps to have the foundations right first.
Why Greater Gladstone Clients Work With Us
Coral has been part of the Greater Gladstone community for over 20 years. That means she knows the local market, understands what lenders look for in this region, and has helped hundreds of local families make their home and finance decisions with confidence.
As an independent mortgage broker, she works for you — not the bank. Access to 70+ lenders means you’re getting a genuine comparison, not just the products a single institution wants to sell. And because broker fees are paid by the lender, her service costs you nothing.
Appointments are available seven days a week by phone, video, or in person — flexible enough to fit around work, family, and whatever else is happening in your life.
Ready to Talk? Let’s Find the Right Path Forward.
Whether you’re buying, refinancing, building, or just want to understand your options — reach out for a no-obligation conversation. We’ll look at your situation, ask the right questions, and give you clear, honest guidance on what’s actually possible.
Phone: 0409 311 985
Online: Use the enquiry form above or visit our contact page
AJ Home Loans Gladstone — helping families across Greater Gladstone move forward with confidence. 7/30 Tank Street, Gladstone QLD 4680 | ABN 78 584 284 387 | ACL 543487
