YOUR LOCAL MORTGAGE BROKER & HOME LOAN SPECIALIST IN GLADSTONE, QLD
Finding the right property loan shouldn’t feel overwhelming. Whether you’re buying your first home, refinancing, or exploring investment property options, I’m here to help you navigate the process with confidence.
I’m Coral Jacobs, founder of AJ Home Loans Gladstone. I’ve proudly called Gladstone home for over 20 years. As a mother, business coach, and experienced finance broker, I treat every client like family—offering honest, grounded advice with your best interests at heart.
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What Is a Mortgage Broker—And Why Coral’s Your Best Option in Gladstone
A broker is more than just a middleman between you and the banks. The right home loan broker helps you compare dozens of lenders, secure interest rate options that match your profile, and handle all the paperwork so you can focus on finding the right home. In Australia, brokers are legally required to act in your best interests, giving you confidence that the advice you’re getting is tailored to you—not the lender.
Where appropriate, we can collaborate with your financial adviser and accountant to align loan structure with long term goals.
There’s no bad time to speak with a broker. Whether you’re at the very start of your journey, have already found the perfect property in Gladstone, Calliope, or Boyne Island, want to unlock equity from your existing home, or simply want to check if there’s a better deal than your current mortgage loan
—getting professional advice can save you both time and money.
With 20+ years of local experience, Coral Jacobs has helped countless Gladstone families secure home loans that truly fit their needs. From first-home buyers to refinancing, construction, and investment loans, she knows the local market inside out.
If you’re ready for clarity and confidence in your finances, now is the best time to speak with Coral, your trusted mortgage broker in Gladstone.
Our Mortgage & Finance Services
We offer a full range of finance services across Central Queensland.
First Home Buyers
I’ll guide you through the exciting (and sometimes confusing) process of buying your first home. From pre-approval to settlement, I’m with you every step of the way. We can discuss credit assessment, credit history, and available First-time home buyer grant pathways where applicable.
Investment Loans
Looking to grow your wealth through property? I’ll help you find investment loan options that suit your strategy and situation, including cash flow considerations, depreciation, and tax impacts in consultation with your adviser.
Gladstone Home Loans
Access a broad range of home loan options from leading lenders. Whether you’re upgrading, downsizing, or relocating, I’ll help you secure the best loan for your needs and explain fees, valuation processes, and insurance options.
Refinancing
Find a better deal, consolidate debt, or free up equity with refinancing solutions tailored to your goals. We review interest rate competitiveness, capital needs, and long term wealth plans.
Car & Personal Loans
Get fast, competitive finance for your next car or personal purchase. I’ll handle the legwork so you can focus on what matters, including clarity on payment schedules and total cost.
Equity Release Loans
Tap into the value of your property to fund new projects, investments, or personal goals—the right way.
Construction Loans
Building a new home? I’ll ensure you have the right loan structure in place to support your build from start to finish, including staged drawdowns and lender valuation steps.
Money Coaching
More than just loans—I provide money coaching to help you master your money, budget effectively, and plan for a brighter financial future. We can also discuss basic bookkeeping hygiene for households and sole traders.
Areas Serviced
Based in Gladstone Central, we welcome clients by appointment and proudly serve South Gladstone, West Gladstone, Calliope, Tannum Sands, Barney Point, Toolooa, Boyne Island, and the Greater Central Queensland region near you.
Locations serviced
Gladstone Loan Specialists
At AJ Home Loans Gladstone, we believe that trust is earned—through results, relationships, and genuine care. Whether helping a first home buyer navigate their first purchase or supporting a family through refinancing, we’re proud of the outcomes we deliver across Greater Central Queensland. Here’s a quick look at what we’ve achieved so far:
combined local market experience
professional to help you
client satisfaction rate
happy clients across Gladstone & Central Queensland
Why Work With AJ Home Loans Gladstone?
Family-First Approach
I give the same advice I would give my own children. Whether it’s your first home loan or your fifth investment property, I ensure you understand every step of the loan process and that the solution truly fits your needs.
Proud Local With Deep Community Roots
I live, work, and raise my family right here in Gladstone. I understand the complex property market across Greater Central Queensland, including Calliope, Tannum Sands, Boyne Island, and surrounding areas.
Accessible & Flexible Service
Life is busy—I get it. That’s why I offer appointments 7 days a week from 7am to 7pm. Whether you prefer in-person, phone, or video consultations, I’ll work around your schedule.
Integrity Over Profit
I’ll always provide the advice that is right for you — even if it doesn’t benefit me financially. I believe everyone deserves proper financial guidance that’s free of jargon and full of clarity.
Full-Service Finance Support
In addition to mortgages and loans, I provide money coaching and budgeting advice to help you achieve long term financial success. Where relevant, commercial clients can discuss business loan options and basic corporate finance considerations.
Happy Clients
Personalised Approach
Coral made the daunting process of securing a mortgage feel effortless. Their team’s attention to detail and personalised approach ensured I got the perfect lending solution for my needs
– Jackson F
Exceptional Service
I’ve never experienced such exceptional service from a mortgage lender. AJ Home Loans Gladstone exceeded all my expectations, providing expert guidance and support every step of the way.
– Daniel L
Commitment To Customer Satisfaction
Choosing Coral among other finance brokers in the area, was the best decision I made when purchasing my home. Her expertise and commitment to customer satisfaction were evident from day one.
– Kylie S
Our Partners
We work with a range of Australian lenders including National Australia Bank, Australia and New Zealand Banking Group, building society and credit union options, and have access to over 70 lenders.
