A Local Mortgage Broker Who Puts Family, Community & Clients First

Meet Coral Jacobs & AJ Home Loans Gladstone

When you’re making one of life’s biggest financial decisions—buying a home, refinancing, investing—you need more than just a broker. You need someone you can trust. Someone who listens, explains the process clearly, and treats you like family.

I’m Coral Jacobs, founder of AJ Home Loans Gladstone, and that’s exactly how I help my clients every day.

For over 20 years, I’ve proudly called Gladstone home. As a mother, small business owner, and finance professional, I’m passionate about helping local families across Gladstone, Calliope, Tannum Sands, Boyne Island, and Greater Central Queensland navigate their home loan and personal finance journeys with clarity and confidence.

Why I Started AJ Home Loans Gladstone

After years in corporate roles as a Specialty Business Manager and Business Coach, I saw firsthand how confusing and impersonal the world of finance could be—especially for everyday Australians.

I founded AJ Home Loans Gladstone in 2020 to change that.

My mission is simple: to provide honest, ethical mortgage broking and financial coaching that puts people before profits.

I believe that everyone—no matter their background—deserves access to quality financial advice that schools and banks often fail to provide.

My Credentials & Professional Background

I bring deep knowledge and real-world experience to every client relationship:

  • Commissioner of Declarations (CDEC)
  • Diplomas in Finance, Business Administration & Human Resources
  • Postgraduate Business Degree 
  • Small Business Coach
  • Former Specialty Business Manager 
  • Ongoing partnerships with Australia’s leading banks and lenders

This means I can confidently guide you through the entire loan process, explain your loan options in plain English, and ensure your application is well-prepared and positioned for approval.

My Approach: Family-First, Community-Focused

As a mother first, I approach every client relationship with the same mindset I use with my own children:

Protective of your best interests
Clear and caring in every explanation
Committed to finding the right loan—not just any loan
Focused on your long-term financial success, not just short-term outcomes

I work with clients from all walks of life: first home buyers, investors, families, retirees, and local small business owners.

Many of my happy clients tell me they feel like they’re working with “a friend who knows the system”—not a faceless broker.

What Makes AJ Home Loans Gladstone Different?

  • Genuine Local Expertise: 20+ years living and working in Gladstone
  • 7 Days A Week Availability: Flexible appointments to suit your schedule
  • Warm, Approachable Service: You’ll never feel rushed or talked down to
  • Family-Owned & Female-Led: Proud to serve our community with heart and integrity
  • Holistic Financial Support: In addition to mortgage services, I offer money coaching and budgeting guidance to empower your entire financial future

Committed To Trust & Transparency

Trust is the foundation of my business.

That’s why I:

  • Disclose all lender commissions and fees clearly
  • Only recommend products that truly suit your needs
  • Provide ongoing support long after settlement
  • Stay current with compliance through my membership with the Finance Brokers Association of Australia (FBAA)

Let’s Work Together

If you’re ready to work with a local mortgage broker who puts people first, and has the knowledge and experience to help you succeed—I’d love to chat.

Contact me today for a friendly, obligation-free conversation about your goals.

Coral Jacobs

Helping families across Gladstone and Greater Central Queensland achieve their property dreams—the right way.