A Legacy of Trust: How John Whitten Helped Shape AJ Home Loans Gladstone

Coral Jacobs

When searching for trusted mortgage broking services in Gladstone, many locals still remember the name John Whitten. As a respected mortgage broker who operated Individual Home Loans and Independent Home Loans Gladstone for many years, John Whitten left an indelible mark on our community’s property finance landscape.

The Mentor Who Made the Difference

At AJ Home Loans Gladstone, we proudly acknowledge the significant influence John Whitten had on our founder’s journey. As Coral Jacobs reflects: “I would not be the broker I am today without all the help John gave me.”

This mentorship didn’t happen by accident. John Whitten was known throughout Gladstone for his commitment to ethical mortgage broking practices, particularly during the challenging boom and bust cycles that affected our region. His approach to client care and professional integrity became the foundation upon which AJ Home Loans was built.

John Whitten’s Community Impact

Beyond his role as a mortgage broker, John Whitten was deeply embedded in Gladstone’s community fabric. He served as director of suicide intervention organisation Project WE CARE and was an active member of the Rotary Club of Gladstone Port Curtis. This community involvement demonstrated the same commitment to helping others that characterised his approach to mortgage broking.

john whitten

John’s expertise extended across all areas of property finance, including property investors, owner-occupied loans, and investment properties. His proven track record of helping Gladstone residents navigate complex financial decisions during both prosperous and challenging times earned him respect throughout Central Queensland.

Beyond his professional commitments, John was also a familiar face in Gladstone’s everyday life. He refereed for his son’s football team, was a proud Broncos supporter, and was always ready to lend a hand in community sport and local activities.

Weathering the Storm Together

John Whitten witnessed firsthand the dramatic property market changes that affected Gladstone, particularly following the LNG construction boom. As reported in ABC News, John saw “a fair bit of heartbreak” during the market downturn, with people losing their homes and facing significant negative equity situations.

What set John apart was his ethical stance during these challenging times. When property developers offered brokers commissions to sell properties during the boom, John declined these offers, prioritising his clients’ best interests over personal profit. This ethical approach to mortgage broking became a cornerstone of the mentorship he provided.

Continuing the Legacy at AJ Home Loans

For those asking, “What happened to Independent Home Loans Gladstone?” or wondering, “Is John Whitten still a mortgage broker?”, the answer lies in the natural progression of professional mentorship. While Individual Home Loans has closed, his commitment to ethical, client-focused mortgage broking lives on through the professionals he influenced.

At AJ Home Loans Gladstone, we carry forward John Whitten’s dedication to:

  • Putting clients’ interests first, always
  • Providing honest, transparent advice about loan options
  • Supporting the local Gladstone community through all market conditions
  • Maintaining the highest ethical standards in mortgage broking

The Next Generation of Trusted Service

Clients who previously worked with John Whitten or sought services from Individual Home Loans will find the same commitment to excellence at AJ Home Loans Gladstone. Our comprehensive range of services includes home loansfirst home buyer loansinvestment loans, and home loan refinancing.

A Personal Touch in Professional Service

John’s personal passions reflected the same care and curiosity he brought to his work. A keen car enthusiast, he had a soft spot for the iconic DeLorean from Back to the Future, and he loved collecting coins and money boxes. Family was central to his life — he and his wife Helen raised two children, Michael and Julie-Anne, and they were often seen around Gladstone with their French Bulldogs, Thanos and Loki. Those who knew John and Helen remember them not only for their professionalism but also for their kindness, warmth, and community spirit.

The mentorship John provided wasn’t just about technical knowledge—it was about understanding that behind every loan application is a family with dreams, concerns, and unique circumstances. This human-centred approach to mortgage broking continues to guide our practice at AJ Home Loans.

Whether you’re a first-time buyer, looking to refinance, or planning your next property investment, you can trust that the same values John Whitten championed—integrity, community focus, and client-first service—remain at the heart of what we do.

For personalised mortgage broking services that honour this tradition of excellence, contact AJ Home Loans Gladstone today.

About CORAL Jacobs

Coral Jacobs is the founder of AJ Home Loans Gladstone and a trusted local mortgage broker, finance coach, and small business mentor with over 20 years of community connection in Gladstone, QLD.