Are you ready to take charge of your finances, reduce stress around money, and plan for a more secure future?
Money coaching helps you gain clarity, build better habits, and create a plan to achieve your financial goals — no matter where you’re starting from.
At AJ Home Loans, we offer expert, compassionate financial coaching that empowers you to make confident decisions with your money. Whether you want to build a budget, manage debt, or simply feel more in control of your finances, we’re here to help.
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What is Money Coaching?
Money coaching is a personalised service designed to help you improve your relationship with money and develop practical strategies for managing it.
Through structured financial coaching sessions, we can help you:
- Understand where your money is going
- Build a realistic budget that fits your lifestyle
- Learn how to manage and reduce debt
- Set and achieve meaningful financial goals
- Improve your financial literacy and confidence
- Develop habits that support financial wellness over the long term
Our approach is warm, supportive, and free of judgement. No jargon, no hard sells — just clear advice to help you move forward.
Who Can Benefit From Money Coaching?
Our personal finance coaching is ideal for:
- First home buyers wanting to prepare their finances for a mortgage
- Families looking to get on top of household budgeting
- Individuals working to pay off debt and improve their credit profile
- Small business owners managing both personal and business finances
- People planning for major life changes — marriage, children, retirement
- Anyone seeking greater clarity and control over their money
No matter your starting point, we’ll meet you where you are and guide you toward where you want to be.
What We Cover in Our Financial Coaching Sessions
Our money coaching services can include:
Budgeting Assistance
Learn how to create a budget that works for your lifestyle and supports your goals.
Debt Management
Understand your current debts and create a practical strategy for paying them off to suit your goals.
Financial Goal Setting
Define clear, achievable financial goals — whether it’s saving for a home deposit, an emergency fund, or a dream holiday.
Money Mindset
Explore the beliefs and habits that may be holding you back and develop a healthier money mindset.
Financial Literacy Education
Build your knowledge of key concepts like interest rates, credit scores, money management, and financial planning.
Our Money Coaching Process
1. Initial Consultation
We start with a conversation to understand your financial situation, challenges, and goals.
2. Personalised Coaching Plan
We create a tailored financial coaching plan based on your needs and priorities.
3. Regular Coaching Sessions
We meet regularly (in-person or via video call) to provide guidance, accountability, and support as you implement your plan.
4. Ongoing Support
We offer ongoing check-ins and support to help you stay on track and adjust your plan as your circumstances evolve.
Why Choose AJ Home Loans for Money Coaching?
- Family-first, supportive approach — We treat you like we’d treat our own family.
- Extensive experience in financial coaching and small business coaching.
- Practical, actionable advice — no jargon, no judgement.
- Flexible appointments — available 7 days a week.
- Trusted by hundreds of happy clients.
What Clients Say
“I always struggled with budgeting. After working with AJ Home Loans, I finally feel in control of my finances and have a clear plan for the future.”
— Laura M.
“The money coaching sessions helped us pay off our credit cards and start saving for our first home. Highly recommend!”
— Daniel & Jess R.
FAQs About Money Coaching
What is the difference between money coaching and financial advice?
Money coaching focuses on building your financial literacy, improving habits, and helping you manage everyday finances. It does not involve investment advice or recommending specific financial products.
Do I need a certain income level to benefit from money coaching?
No — money coaching is for everyone, regardless of income. We tailor our approach to suit your circumstances and goals.
How long does a money coaching program last?
It depends on your needs. Some clients benefit from one to two session, while others choose ongoing support. We’ll discuss the best approach for you.
Is there a fee for money coaching?
Yes — we offer transparent pricing for coaching packages. Please contact us for current rates.
Ready to Take the First Step?
If you’re ready to build better money habits, reduce stress, and plan for the future — we’re here to help.
Contact AJ Home Loans today to book your first money coaching session.
- Phone: 0409 311 985
- Online Enquiry: Use the contact form located above or on our contact page.
AJ Home Loans — Empowering clients with practical, personalised money coaching and financial wellness support.