Living in the established residential suburb of Telina, you’re enjoying one of Gladstone’s most stable and family-friendly locations.
With exceptional property growth of 30-35% over the past year and strong community stability, Telina residents deserve mortgage advice that matches the quality of their neighbourhood investment.
Finding the Right Home Loan in Telina Shouldn’t Be a Struggle
Whether you’re a young family looking to secure your first home in this established community, existing homeowners wanting to unlock the substantial equity from recent growth, or investors attracted to the impressive 5.2% rental yields and 1% vacancy rates, navigating home loans can feel overwhelming. That’s where we come in.
Get Professional Loan Advice Today
Call 0409 311 985 for a free consultation today
Our Complete Mortgage & Finance Services in Telina
First Home Buyers
Starting your property journey in Telina? We’ll guide you through every step—from understanding the First Home Owner Grant to securing pre-approval that gives you confidence in this competitive market. Our local knowledge helps first-time buyers understand why Telina’s 80.2% owner-occupier rate and strong community stability make it perfect for establishing your family’s future.
Home Loans
Whether you’re upgrading to a larger family home on Telina’s generous 600-900 m² blocks or downsizing to a more manageable property closer to Gladstone Central, we’ll find you the right home loan structure. We work with Australia’s leading lenders to secure competitive rates that suit your situation in this strong seller’s market.
Investment Loans
Telina’s exceptional investment fundamentals—5.2% rental yields, 1% vacancy rates, and 12% rental growth—make it a standout opportunity. We’ll help you structure investment loans that capitalise on this tight rental market whilst maximising your tax benefits. From negative gearing strategies to interest-only options, we’ve got the expertise to grow your property portfolio in this high-performing suburb.
Refinancing
Already own in Telina but paying too much on your current loan? With median house prices rising 30-35% in just one year, your property equity has likely increased substantially. We’ll review your existing mortgage and find better deals that could save you thousands or help you access this newfound equity for renovations, investments, or debt consolidation.
Construction Loans
Planning to build your dream home on one of Telina’s spacious blocks? Construction loans require specialist knowledge to ensure you have the right funding structure from start to finish. We’ll manage the complexities so you can focus on creating your perfect family home in this established, family-friendly community.
Car & Personal Loans
Need reliable transport for the essential commute from Telina (Walk Score 25) or funding for family lifestyle improvements? We offer competitive car and personal loan options with fast approval times to support your Gladstone area lifestyle.
Equity Release Loans
Your Telina property has likely built exceptional equity with 30-35% growth over the past year. We can help you unlock this value for renovations, investments, education costs, or other financial goals—all whilst keeping your family home secure in this stable, established neighbourhood.
Money Coaching
Beyond loans, we provide comprehensive financial coaching to help Telina residents budget effectively, reduce debt, and build long-term wealth. With property values surging, it’s crucial to make smart financial decisions that secure your family’s future.
Why Telina Residents Choose AJ Home Loans
Deep Local Knowledge
We understand the unique factors that make Telina special—from the established community character to the exceptional recent growth. We know why properties here are experiencing 30-35% increases, understand the appeal of the generous block sizes, and can guide you towards decisions that align with both the local market dynamics and your personal goals.
Flexible Service for Busy Lives
Whether you work in Gladstone’s industrial sector, commute to the port, or run a local business, we offer appointments 7 days a week from 7am to 7pm. Via phone/video call or in person—whatever works best for your schedule and the 10-minute commute to central Gladstone.
Family-First Approach
We treat every client like family, providing the same honest advice we’d give our own children. No jargon, no pressure—just clear guidance that puts your best interests first, especially important in today’s strong seller’s market conditions.
What Telina Clients Say
Ready to Secure Your Financial Future?
Don’t let mortgage complexity hold you back from capitalising on Telina’s exceptional growth or securing your family’s future in this stable community. Whether you’re buying your first home, accessing your property’s newfound equity, or building an investment portfolio, we’re here to help.
Contact AJ Home Loans Today
Phone: 0409 311 985
Email: ajhomeloansgladstone@gmail.com
Service Area: Proudly serving Telina 4680 and surrounding Central Queensland communities
Available: 7 days a week, 7am to 7pm
Consultations: In-person, phone, or video call
Frequently Asked Questions – Telina Home Loans
How long does it take to get a home loan approved in Telina?
Approval times vary by lender and your individual circumstances, but we typically see pre-approvals within 3-7 days for straightforward applications. Full approval usually takes 2-4 weeks. In Telina’s competitive market with 61 sales in the past 12 months, having pre-approval gives you a significant advantage when making offers.
How much equity have Telina properties gained recently?
Telina has experienced exceptional growth of 30-35% over the past year, with median house prices reaching $546,500-$562,500. If you purchased several years ago, you may have substantial equity available for refinancing, renovations, or investment opportunities.
Is Telina a good area for investment properties?
Absolutely. Telina offers compelling investment fundamentals: 5.2% rental yields, extremely low 1% vacancy rates, 12% annual rental growth, and strong capital growth of 30-35%. The established community character and 80.2% owner-occupier rate also provide stability that investors value.
What makes Telina attractive to families?
Telina offers the perfect combination for families: quiet, established streets with generous 600-900 m² blocks, high community stability (80.2% owner-occupied), excellent proximity to schools and services, and only a 10-minute drive to Gladstone CBD. The established nature means mature trees and settled neighbourhoods.
Do you charge fees for your mortgage broking services?
Our service is typically free to you—we’re paid by the lender you choose when your loan settles. We’ll always be transparent about any costs upfront and ensure you understand exactly what you’re paying for.
Proudly serving Telina families and investors with honest, expert mortgage advice. Your local home loan specialists helping you capitalise on exceptional growth opportunities while securing your financial future.
We also service Clinton.
