This website (https://ajhomeloansgladstone.com.au) is owned and operated by Coral-lee Jacobs, ACN 066 385 822, Australian Credit Licence 543487.
Access to and use of this website are subject to the following Terms of Use and our published Privacy Policy. By accessing this website, you agree to be bound by these Terms of Use.
We reserve the right to amend these Terms of Use at any time. Continued use of this website constitutes acceptance of any revised terms.
Who May Use This Website
The content of this website is intended for use by Australian residents only. You must not use this website or rely on its content if you are accessing it from outside Australia.
AJ Home Loans Gladstone authorises visitors to view and download materials from this site for personal, non-commercial use only. Any reproduction or distribution of this material must retain all copyright and proprietary notices.
All trademarks, logos, and service marks displayed on this website are the property of AJ Home Loans or third parties, and must not be used without prior written permission.
Financial Content & General Information Disclaimer
The purpose of this website is to provide general information only about our services. The content of this site does not take into account your personal objectives, financial situation, or needs.
Nothing on this site constitutes personal financial advice or a recommendation to apply for or acquire any loan or credit product.
We encourage you to seek independent legal, financial and/or tax advice before acting on any information provided on this website or entering into any credit arrangement.
We do not guarantee any particular loan approval, interest rate, or product availability — all loan approvals remain subject to lender terms and their credit assessment processes.
Limitation of Liability
This website is provided on an “as is” basis. AJ Home Loans Gladstone does not make any warranty or representation as to:
- The availability, reliability or accuracy of this website
- The suitability of any content for your intended purpose
- The results that may be obtained from using this website
To the fullest extent permitted by law, AJ Home Loans Gladstone disclaims all liability for any direct, indirect, incidental, consequential, or special loss or damage arising out of or in any way connected with your use of this website.
This includes, but is not limited to, loss or damage caused by:
- Reliance on the information provided on this website
- Any errors or omissions in content
- Any failure of performance, error, interruption, defect, delay, computer virus or other harmful component
You acknowledge that use of this website is at your sole risk.
Fees & Commissions
AJ Home Loans does not typically charge clients a fee for the majority of mortgage broking services. However:
- Standard lender application fees and government charges may apply.
- For certain types of loans (such as commercial property loans), a brokerage fee may apply — this will be disclosed to you upfront.
- AJ Home Loans Gladstone may receive a commission from lenders when your loan settles. Any applicable commissions will be fully disclosed in your credit proposal documentation.
Loan Approvals
All loan approvals are subject to the individual credit assessment criteria of each lender. AJ Home Loans does not guarantee that a loan application will be approved.
Third Party Links and Content
This website may contain links to third party sites or may refer to third party products or services. These links are provided for convenience only — AJ Home Loans Gladstone does not control or endorse the content of third party sites and is not responsible for their content, accuracy or security.
We recommend that you review the privacy policies and terms of any third party websites before providing them with your personal information.
Security
AJ Home Loans Gladstone takes reasonable steps to protect your personal information transmitted via this website. However, we cannot guarantee the security of any data transmitted over the internet.
You are responsible for ensuring that your own devices are protected from viruses and malicious software when accessing this website.
Intellectual Property
Unless otherwise stated, all content on this website — including text, graphics, logos, images, and layout — is the intellectual property of AJ Home Loans Gladstone and is protected by copyright law.
No content from this site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way without prior written consent from AJ Home Loans Gladstone, except as permitted under Australian copyright law.
Privacy
AJ Home Loans Gladstone collects, uses, and protects your personal information in accordance with our Privacy Policy.
By using this website, you consent to the collection and handling of your personal information as described in that policy.
Governing Law
These Terms of Use are governed by the laws of the State of Queensland, Australia.
Any disputes arising in connection with this website or these Terms will be subject to the exclusive jurisdiction of the courts of Queensland.
Contact Us
If you have any questions regarding these Terms of Use, please contact:
AJ Home Loans Gladstone
Email: ajhomeloansgladstone@gmail.com
Phone: 0409 311 985
Address: Monterey Way, Calliope QLD